At Iroquois Federal nothing makes us happier than turning four walls into a fresh new start. Whether your dream home is a cozy bungalow or mid-century masterpiece, make us your go-to partner when you're ready for your big move.
Five reasons why you should choose us.
We know what you think. A bank is a bank is a bank. For a lot of things, that's true. But when it comes to a mortgage, you're not just taking out a loan, you're creating a relationship that could last for the next 30 years. Which means you need a really good reason to pick one over another. So, we'll give you five.
Local Services
Most banks sell their mortgages to one company, who sometimes sells it to another, which means you could be talking to a stranger halfway across the country if something goes wrong. At Iroquois Federal, if you want to see the folks who service your loan, just call. We’re right here and ready to meet with you. Anytime you need us.
Quick Decisions.
We get why you're buying a home - and we work hard to make it easy, meeting you outside the office. You even have the option to start the application process online. With a pre-approval, sellers will know you're serious when you make an offer. And because we make decisions locally, you'll be ready to close quickly.
Expertise.
A good loan officer will help you run the numbers. A great one will walk you through the options, making sure you’re aware of all the special programs. At Iroquois Federal, we go the extra mile with the advice you need before, during and long after your loan closes.
Options.
Maybe you need a 30 - year fixed rate mortgage. Or maybe an adjustable rate would be a smarter call for you. We’ll show you all the possibilities and help find the best one for you.
Rates.
Great service is awesome. But to really seal the deal, you need a great rate. At Iroquois Federal, we've got you covered there, too. See our latest rates here. Then give us a call and see how we can lock in those numbers for you.
We offer various mortgage loans and mortgage related products.
- Fixed Rate Mortgage Loans
- 5/1 Adjustable Rate Mortgage Loans
- 7/1 Adjustable Rate Mortgage Loans
- Construction/Permanent Loans
- Home Equity Loans
- Commercial Real Estate Loans
Iroquois Federal participates in the Down Payment Plus Affordable Housing Program to provide grants to low- and moderate-income homebuyers to assist them with down payment and closing costs.
*All ARM programs have a 2% maximum annual rate change up or down and a 6% lifetime cap up from the initial rate.
This rate is based on the weekly average of a one-year U.S. Treasury Securities rate plus an applicable margin.
